Contact

Customer Service
(Monday - Friday
from 08.00 A.M. till 06.00 P.M.)

e-mail:

Hotline:
0 801 500 207
(+48) 22 545 55 55

If you have any further questions regarding the product, please contact us. We will make every effort to respond to your questions as soon as possible.

Express Elixir

Logo ExpressELIXIR - przelewy natychmiastowe

Express Elixir is the first instant payment clearing system in Poland which allows the direct execution of the transaction from the payer's account in one bank to the payee's account in another bank. It allows settling of transaction in near real time, without any intermediary institutions. By using the infrastructure of KIR and NBP (National Bank of Poland), the assets remain in the banking system.

Express Elixir is the first in Poland and the second in Europe (after the British solution) professional clearing system which allows direct execution of instant money transfers.

The clearings are made without the use of accounts of non-bank intermediary institutions.

The funds collected for the purpose of clearing of transactions are deposited with NBP, therefore, the client's money does not leave the banking system.

By the implementation of Express Elixir, the system of instant transfers, the bank expands its offer to include a modern service, which becomes an additional source of income.

By providing this innovative solutions, the popularity of which is growing month by month, the bank enhances the image of the institution that cares about its clients.

Why implement Express Elixir?

  • guarantee of clearings and no credit risk – with the use of the deposit model, implemented on the basis of a dedicated escrow account held by NBP, Express Elixir gives the banks a guarantee of clearings,
  • additional source of income – by the implementation of Express Elixir, the system of instant transfers, the bank expands its offer to include a modern service, which may become an additional source of income.