Contact

Customer Service
(Monday - Friday
from 08.00 A.M. till 06.00 P.M.)

e-mail:

Hotline:
0 801 500 207
(+48) 22 545 55 55

If you have any further questions regarding the product, please contact us. We will make every effort to respond to your questions as soon as possible.

Digitalization of seizures of receivables on bank accounts

The ICT system for handling seizures of receivables on bank accounts is a new service which is provided by KIR to institutions listed in the provisions of the Act of July 10, 2015 on amendments to the Act – The Civil Code, the Act – The Code of Civil Procedure and several other acts (Dz. U. from 2015, Pos. 1311).

The amendments provided for by the Act, which came into force on 8th September 2016, concern court bailiffs, the Social Insurance Institution [ZUS], administrative enforcement authorities and banks.


The Ognivo system for handling seizures of receivables on bank accounts enables the exchange of documents:

  • related to the seizure of a receivable on a bank account – between an administrative enforcement authority and a bank,
  • related to the seizure of a receivable on a bank account – between a court bailiff and a bank,
  • related to enforcement proceedings with regard to a bank account, between the administrative enforcement authority and a court bailiff, including documents concerning concurrent enforcement proceedings.


The system enables to export documents in the XML format to the ICT system handling administrative enforcement and to the ICT system handling enforcement proceedings conducted by court bailiffs. Only an authorized user of the Ognivo system (sender and recipient) can access official letters in the form of XML- format files. Each document sent to the bank is signed with a secure electronic signature.

The assumptions for the new functionalities in the Ognivo system, which are necessary for handling seizures of receivables on a bank account, have been developed by KIR with the collaboration of representatives of banks associated in the Quality of Financial Services Committee – Working Group for the Optimization of Enforcement Proceedings at the Polish Bank Association [ZBP], the Ministry of Finance – Department of the Tax Administration, the Social Insurance Institution [ZUS] and the National Council of Bailiffs [KRK].