Mission
We are a systemically important infrastructure entity of the Polish payment system, a key partner to the banking sector, a source of unique expertise, and a valued employer. We support the development of secure and reliable digital processes across banking, the economy, and public services.
Vision
We remain a key entity within the Polish payment system, providing comprehensive, secure, and reliable clearing and settlement services in PLN and EUR. We will continue to be one of the main partners supporting the Polish banking sector in a rapidly evolving world of modern technologies, as well as in addressing challenges related to the security and resilience of the entire sector, demonstrating the highest commitment to the development of secure and reliable services that meet the needs and expectations of the sector. We will also remain a trusted partner supporting the digitalisation of processes in the economy and the public sector. A sustainable, value-based organisational culture will enable us to achieve our strategic objectives while maintaining high levels of employee satisfaction, positioning us as a valued employer in the market.
KIR Strategy for 2026–2028 – Reliability, Resilience, Development
As a key entity in the Polish payment system, we provide comprehensive clearing and settlement services in PLN and EUR. We actively support the Polish banking sector in the use of new technologies and open banking. Using the latest technology, we develop and deliver solutions that effectively help business partners unlock the potential of their projects and implement innovations. We support the digitalisation of the economy by ensuring the quality, reliability and security of digital services.
The KIR Strategy for 2026–2028 focuses on consistently strengthening the company’s position as a key entity within the infrastructure of the Polish payment system, committed to the development of secure digital processes in banking, the economy, and public administration. The Company will also focus on developing and leveraging innovative solutions, supporting the digitalisation of business processes.
Key Strategic Areas:
- Secure Clearing and Payments: Ensuring full protection of financial processes through enhanced integration of clearing services with payment security solutions.
- Digital Processes: The e-economy develops through digital processes underpinned by trust and secure data exchange, which form the foundation of an efficient and stable business ecosystem.
Within the horizon of the KIR Strategy for 2026–2028, we will focus on:
- ensuring reliable and secure clearing services, including initiatives aimed at continuously enhancing the security and resilience of the domestic payment system;
- expanding our offering for the banking sector in the areas of payment security and fraud prevention, including the continuation of development work within the framework of the Sectoral AML Services Centre project;
- increasing the scale of operations in the area of trust services and secure data exchange;
- strengthening security as the foundation for the responsible delivery of services;
- building our position as a centre of unique expertise in AML/KYC, clearing, and cybersecurity.
The new strategy is a continuation of the consistent strengthening of KIR's position as an integral player in the infrastructure of the Polish payment system, supporting the development of secure digital processes in banking, economy and administration. It is also the company's response to dynamic technological changes, shifting customer expectations, the market environment and social trends. The KIR focuses on developing and leveraging innovative solutions, contributing to increased digitalisation and promoting the digital transformation of business processes.