Szafir Digital Signature – service that ensures the integrity and authenticity of e-invoices, allowing to send declarations to the Social Insurance Institution (ZUS) via the Internet, communicate electronically with government offices and to register on-line databases with the Inspector General for the Protection of Personal Data (GIODO).


Inkart – system that allows clearing of card transactions executed locally between card issuers and acquirers operating in Poland.

Express Elixir

Express Elixir – instant transfer allowing to quickly and securely send money even at the last moment. Express ELIXIR guarantees that the money is transferred instantly between accounts in different banks, without any intermediaries.


Paybynet – rapid on-line payment service that allows to effect on-line payments directly from the client's account to the account of an on-line store or a government office.


Invoobill – service that allows a company's clients to easily and securely pay the bills directly from their on-line banking accounts.

SWIFT Services

Choose one universal method of communication with all the banks – get rid of multiple electronic banking interfaces and replace them with a single one – SWIFTNet. Become a user of a secure, global telecommunications infrastructure, which allows accessing the entire range of financial services.


Invooclip – service, which enables efficient and secure management of incoming and outgoing electronic invoices and of other digital documents. It provides convenient and secure access to the stored files via the Internet.